3251 Hollywood Blvd. Suite 401  Hollywood, FL  33021  (888) 485-9163

Terms and Conditions

AGREEMENT FOR USING THE Health Insurance Plan Administrators, Inc INTERNET SITE
HIPA refers to Health Insurance Plan Administrators, Inc and their affiliated or subsidiary companies. HIPA products and services may not be available in all areas, and in many instances may be offered only through employers or other plan sponsors, and are subject to applicable regulations. The descriptions of HIPA's products and services, if any, on this web site is not intended to constitute offers to sell or solicitations of any product or service.

LINKS TO OTHER SITES
Links to various other web sites from www.hipa.com are provided for your convenience only and do not constitute an endorsement of or imply that HIPA endorses the linked sites or any products or services described therein. HIPA is not responsible for the content and accuracy of these other sites.

UPDATE
Information on this Web site may contain inaccuracies or errors. Information may be changed or updated without notice. HIPA has no obligation to update this site; therefore, any information presented may be out-of-date.

DOWNLOADING FILES AND OTHER INFORMATION FROM THE HIPA WEB SITE
HIPA does not guarantee or warrant that files available for downloading from this site, when transmitted over the Internet, will reach you free of a programming code that has contaminating or destructive properties. HIPA does not make any warranties, representations or endorsements with respect to the information available on their HIPA web site, www.hipa.com. All users agree that all access to and use of www.hipa.com, and the contents thereof, is at their own risk. HIPA is not liable for any action taken based on information obtained from www.hipa.com.

USE OF DOWNLOADED FILES AND OTHER INFORMATION
Files and information downloaded from the HIPA web site may be reprinted for personal non-commercial use only. Permission to copy, republish, upload, post, transmit, or distribute any document or graphic in whole or in part, for any reason except for personal non-commercial use, is expressly prohibited, unless prior written consent is obtained from HIPA.

LEGAL NOTICE
As a condition of accessing and using www.hipa.com, you agree to accept all the terms of this agreement, including the following:

Neither HIPA nor its employees, agents, successors, and/or assigns make any warranties, express or implied (including, without limitation, warranties of title, non-infringement, fitness for a particular purpose and merchantability) or assume any legal liability or responsibility for the accuracy, adequacy, quality, completeness, or timeliness of any information contained in www.hipa.com. Further, HIPA shall not be liable and shall be held harmless for any direct, indirect, consequential, inconsequential punitive or incidental damages to any party arising from the use, access or reliance upon the information on the site, even if HIPA has been advised of the possibility of such damages, and regardless of the form of the action.

The information on the HIPA's web site is not intended to replace or modify the terms, conditions, limitations and exclusions of any health benefit plans issued or administered by HIPA.

All names, logos and marks appearing in www.hipa.com, except as otherwise noted, are trademarks of HIPA, its affiliates, related companies, or its licensors or joint venture partners. The use or misuse of these trademarks or any other materials, except as permitted herein, is expressly prohibited and may be in violation of copyright law, trademark law, as well as other law regulations and statutes. HIPA actively and aggressively enforces its intellectual property rights to the fullest extend of the law.

EFFECTIVE DATE OF THIS AGREEMENT
The foregoing Agreement is effective as of August 31, 2007. HIPA may change the term, conditions and provisions of this Agreement from time to time without notice. This agreement does not create any contractual or other legal rights in or on behalf of any party.